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How Will My Second Job Be Taxed?

By: J.A.J Aaronson - Updated: 16 Jul 2018 | comments*Discuss
 
Tax Second Job Tax Code Income National

Q.

If you have two jobs, does the second job get taxed more at all, even if the salary of both jobs combined is less than 34k?

(Mr M.Y., 16 March 2011)

A.

Many people seem to think that second jobs are taxed at a higher rate. We have previously received questions regarding the tax treatment of a part-time job if the worker is drawing a private pension (see Is It Worth Taking a Part-Time Job On A Pension?), and much the same principle applies in your case. There is no separate rate of tax for a second job, although this is likely to affect your non-taxable personal allowances, and your tax code.

Non-taxable Personal Allowance

In the first instance, it is important to note that you have one non-taxable personal allowance per year, regardless of the number of jobs you have. For the 2018-19 tax year, this is set at £11,850 if you are under 65 years old. This non-taxable allowance will apply to just one of your jobs. As such, you will probably receive your allowance on your first job, meaning that the first £11,850 earned from this source will be free from tax. However, once you have used that allowance, all other income will be taxed at the normal rate.

Earnings Threshold

You have mentioned that your combined salary is less than £34,000. For the 2018-19 tax year, the earnings threshold for the basic tax bracket is £46,351. As such, if your total income is less than this, it will all attract income tax at a rate of 20% for this tax year. You should also remember that you will almost certainly be liable for National Insurance Contributions, which will be paid at a rate of 12% for annual earnings between £8,424 and £46,350.

Finally, you are likely to find that your tax code changes if you take on a second job. If you will continue to be a basic rate tax payer, your code will change to BR for ‘basic rate’, and will continue to be followed by a number that outlines the way in which your income is taxed. For more information on understanding your tax code, you may wish to read What Is My Tax Code?

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Belinda - Your Question:
Hi. Looking for some advise. I work 32 hours a week at national living wage. I am looking to do a second job as a rep for a company so would be self employed. How do I go about tax for this job? Would I have to go seperatly and do it as self employed or would this affect my other jobs tax. Ive worked out I would probably only be earning about 20 pound a month. Thanks

Our Response:
You would have to register via HMRC for self-assessment. It will not affect your other job's tax. You can also claim for expenses on your self-employed job against some of your incomings.
TheTaxGuide - 17-Jul-18 @ 12:27 PM
I have three jobs (one is main other two are Locum) my total earning go above 70k/annum .The second and 3rd job has BR tax code , is this correct ? Or should I have been paying higher tax rate on these extra 2 job as well??
Sho - 16-Jul-18 @ 10:36 PM
Hi. Looking for some advise. I work 32 hours a week at national living wage. I am looking to do a second job as a rep for a company so would be self employed. How do i go about tax for this job? Would i have to go seperatly and do it as self employed or would this affect my other jobs tax. Ive worked out i would probably only be earning about 20 pound a month. Thanks
Belinda - 16-Jul-18 @ 6:49 PM
Peter - Your Question:
Hi there, I am working permanent contract which says 37.5 hours weekly and 8.58 per hours. and I took second job recently which is a part time but will be paid montly as I hv a question over here. will my tax code change and will I be over tax for my primary weekly paid job. what exactly will be the tax I hv to pay. can you help me please

Our Response:
If your salary is around £15,000 per annum (based on the figures you have given), then you will already pay some tax above your £11,850 annual UK tax free allowance. Therefore, your second job will be taxed at 20%.
TheTaxGuide - 12-Jul-18 @ 10:52 AM
Hi there,i am working permanent contract which says 37.5 hours weekly and 8.58 per hours .. and i took second job recently which is a part time but will be paid montly as i hv a question over here .. will my tax code change and will i be over tax for my primary weekly paid job.. what exactly will be the tax i hv to pay.. can you help me please
Peter - 11-Jul-18 @ 2:30 AM
LiamD - Your Question:
I have two jobs but don’t earn over £11,850 per year so will I still pay tax? As I’m not over the threshold of my tax free ammount?

Our Response:
You will not pay tax on either job if you earn below £11,850.
TheTaxGuide - 9-Jul-18 @ 12:33 PM
I have been offered some temporary work. I work part time 10 hours a week at £9 per hour, the temporary work will be between 4&5 hours a week at £10 per hour. I think This shouldn’t take me over my tax threshold, if this is the case what tax code should I have on my temporary work?
JamieC - 7-Jul-18 @ 5:36 PM
I have two jobs but don’t earn over £11,850 per year so will I still pay tax? As I’m not over the threshold of my tax free ammount?
LiamD - 7-Jul-18 @ 4:35 PM
Ree- Your Question:
I have two jobs, I earn £25,000 in my full time and £6177 in my part time. I have been told that my tax would be deducted from both combined which will be at £31,177.Will I be taxed for both or just my fulltime?

Our Response:
You will be taxed on both jobs at 20%. However, your main job will also have your tax-free allowance attributed to it of £11,850 which is the amount you can earn before you pay tax.
TheTaxGuide - 6-Jul-18 @ 3:12 PM
I have two jobs, I earn £25,000 in my full time and £6177 in my part time. I have been told that my tax would be deducted from both combined which will be at £31,177. Will I be taxed for both or just my fulltime?
Ree - 4-Jul-18 @ 2:44 PM
Leanne - Your Question:
Can you help me please I'm a single mum of 2 and am finding it hard to find work that works around my life.Iv been thinking of getting 2 part time jobs both being around 10 hours pw.How would I be taxed on these jobs please is it worth it Thanks

Our Response:
It won't make any difference that you have two jobs. You will still be granted your annual personal tax allowance of £11,850. This is the amount you can earn that you do not have to pay tax on. This can be attributed to one main job, or across two. The main this is to ensure HMRC is aware that this amount will span across two jobs and not just one.
TheTaxGuide - 3-Jul-18 @ 9:58 AM
JE - Your Question:
Hi thereI wonder if you could help me with this. Basically I have a full-time job of 37.5 hours per week and my yearly salary from this job is £19,143 (before tax).I have just taken up two other jobs which are on 0 hours contract. One job is paid at the rate of £8.53 per hour and another job is paid at a £9.53 per hour.I will be taking on shifts as and when available.So basically I have 3 jobs.I wonder what will be happening with my tax codes and so on in relation to my main job and two other jobs that are on 0 hour contracts.? I expect to pick up shifts as and when but I believe it would not exceed more than 20 hours per week from both jobs combined. At the moment, the tax code for my main job is 1150LCould you please advise me on this.Thanks,Egle

Our Response:
Your main job would still be credited with your personal tax allowance of £11,850 per annum. The other two jobs will be taxed at a straight 20%.
TheTaxGuide - 2-Jul-18 @ 2:53 PM
Can you help me please I'm a single mum of 2 and am finding it hard to find work that works around my life. Iv been thinking of getting 2 part time jobs both being around 10 hours pw . How would I be taxed on these jobs please is it worth it Thanks
Leanne - 2-Jul-18 @ 2:16 PM
Hi there I wonder if you could help me with this. Basically I have a full-time job of 37.5 hours per week and my yearly salary from this job is £19,143 (before tax). I have just taken up two other jobs which are on 0 hours contract. One job is paid at the rate of £8.53 per hour and another job is paid ata £9.53 per hour. I will be taking on shifts as and when available. So basically I have 3 jobs. I wonder what will be happening with my tax codes and so on in relation to my main job and two other jobs that are on 0 hour contracts...? I expect to pick up shifts as and when but I believe it would not exceed more than 20 hours per week from both jobs combined. At the moment, the tax code for my main job is 1150L Could you please advise me on this. Thanks, Egle
JE - 29-Jun-18 @ 6:17 PM
I was working on a 0 hr contract@8.50 in a bar n work for 40 /50 hrs per w now igot a newfixed job with 40hrs as a receptionistbut i still go n workin the bar for 10 hrs on saturdays .The thing is im taxed BR tax on my fixed job n 1185l on my part time jobpls advice
Cueball - 28-Jun-18 @ 9:04 PM
Flossy - Your Question:
Hello I currently work 24 hours a week in admin and finance. I've applied for a 7hr contract job in a local shop to make ends meet. How would I be taxed on this 2nd job if I got it? It's only 7 hours and min wage. My current job of 24 hours is salary and I get 860 after tax every month. Thanks in advance

Our Response:
If the salary in your current job is over £11,850 per annum, then you would get taxed a 20% on your second job. If your salary per annum in under £11,850 pa, then you would not get taxed 20% until you had earned over this amount.
TheTaxGuide - 28-Jun-18 @ 3:26 PM
Hello I currently work 24 hours a week in admin and finance.I've applied for a 7hr contract job in a local shop to make ends meet. How would I be taxed on this 2nd job if I got it? It's only 7 hours and min wage. My current job of 24 hours is salary and I get 860 after tax every month. Thanks in advance
Flossy - 26-Jun-18 @ 10:31 AM
If I work 14 hours per week and earn 680 a month, and work a second job at 7.83ph for roughly 15 hours per week, will the second job be taxed? It doesn't seem like I should be getting taxed for such low income...
robbo - 22-Jun-18 @ 4:42 PM
I currently have a (part time) job learning £23K per year, I will be starting ANOTHERjob (full time) earning £25,500 per year so total earnings per year would be £48,500 my questions are: 1. Which one of the two jobs would be classed as my main job? the higher paying job to me will be my main job as the 23K is part time and would be the second job. 2. I read somewhere if you have two jobs you get 2 separate tax codes. Would I be able to have the higher paying job as the one with the personal allowance? Ie. Tax code with L for the higher paying job and tax code with BR for the second part time or would they both be BR? If not BR for both what would they be? 3. Lastly is there a way to choose which job stays with the normal tax code that has L? As I would like my new job to be the main source of income and prefer that to have the personal allowance. Would appreciate any answers as the HMRC line is a mission to actually speak to a human being. Thank you
Vee Klas - 14-Jun-18 @ 8:24 PM
Jude- Your Question:
I have a pension. I work 12half hour I'm thinking of getting another job 16hours will this effect my pension. Tax wise

Our Response:
Only if you earn over £11,850 which is your annual personal tax allowance. Please see link here .
TheTaxGuide - 14-Jun-18 @ 2:07 PM
Hi, im working full time getting paid 35,000 per annum and now got my self a weekend jobearning around £150 per/week how much tax would i pay
Dee - 13-Jun-18 @ 6:04 AM
I have a pension.I work 12half hour I'm thinking of getting another job 16hours will this effect my pension. Tax wise
Jude - 12-Jun-18 @ 8:34 PM
I currently work 23.5 hrs per week as a carer with the WHSCT. I have been offered a 8hr weekly contract through direct payments with the WHSCT. Will this be classed as a 2nd job and will I pay a higher rate of tax and national insurance?
Tish - 8-Jun-18 @ 4:07 PM
Hi I’m a student nurse currently working part time at a fast food outlet, I’m also about to join the health board staff bank. With both incomes combined it is unlikely that I will earn more than 11000- just wondering how much tax I would be expected to pay (due to having two jobs) if any? Thanks.
StdNurse12 - 5-Jun-18 @ 6:52 PM
Leo88 - Your Question:
I currently work full time and earn 23.5 per annum, fully employed and pay tax and NI. I'm thinking of taking on a second job which will only earn me maximum of £400 per month, so under 5k per year. What will my tax be on the second job and would I then not be taxed on my first job?

Our Response:
You will continue to be taxed on your first job, on earnings over £11,850 (your personal annual tax allowance). You will be taxed at 20% on your second job.
TheTaxGuide - 4-Jun-18 @ 3:52 PM
DIMITAR - Your Question:
Hi ,i am currently working full time and getting paid 31,000 per year.i am planning of tarting a second job from which I will be getting paid around 10 000 per year.So what I am confused is that most that I wrote online says 'For the 2018-19 tax year, the earnings threshold for the basic tax bracket is £46,351 ' ,but when you check the government website it says 34,000 so I am not sure which one is the correct amount ,as if the one with 46 000 is correct means with both jobs I will still be paying 20% tax ,can you help explaining which one is correct?also does it metter if the second job is as employee or self employee ?thank you

Our Response:
The correct information can be found here , which should help answer your question.
TheTaxGuide - 1-Jun-18 @ 12:55 PM
I currently work full time and earn 23.5 per annum, fully employed and pay tax and NI. I'm thinking of taking on a second job which will only earn me maximum of £400 per month, so under 5k per year. What will my tax be on the second job and would I then not be taxed on my first job?
Leo88 - 1-Jun-18 @ 12:53 PM
Hi , i am currently working full time and getting paid 31,000 per year . i am planning of tarting a second job from which i will be getting paid around 10 000 per year .So what i am confused is that most that i wrote online says 'For the 2018-19 tax year, the earnings threshold for the basic tax bracket is £46,351 ' ,but when you check the government website it says 34,000 so i am not sure which one is the correct amount ,as if the one with 46 000 is correct means with both jobs i will still be paying 20% tax ,can you help explaining which one is correct? also does it metter if the second job is as employee or self employee ? thank you
DIMITAR - 28-May-18 @ 10:35 AM
I'm currently working 2 jobs, and I've automatically been taxed on the 2nd, but my annual income is still less than £11'850. Is there any way to claim this back?
Patrick97 - 26-May-18 @ 11:45 AM
I am about to start a second job. My job that I have now is £500p/m and my second job will be 800p/m. Both wages will be coming in on separate dates. Will both wages get taxed of 20%? Or just one? Because accumulatative I earn £1300p/m and I’m in the first tax bracket.
Tpot - 25-May-18 @ 5:19 PM
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Latest Comments
  • TheTaxGuide
    Re: How Will My Second Job Be Taxed?
    Belinda - Your Question:Hi. Looking for some advise. I work 32 hours a week at national living wage. I am looking to do a…
    17 July 2018
  • Sho
    Re: How Will My Second Job Be Taxed?
    I have three jobs (one is main other two are Locum) my total earning go above 70k/annum .The second and 3rd job has BR tax…
    16 July 2018
  • Belinda
    Re: How Will My Second Job Be Taxed?
    Hi. Looking for some advise. I work 32 hours a week at national living wage. I am looking to do a second job as a rep for a…
    16 July 2018
  • Daz2005
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  • TheTaxGuide
    Re: How Will My Second Job Be Taxed?
    Peter - Your Question:Hi there, I am working permanent contract which says 37.5 hours weekly and 8.58 per hours. and I took…
    12 July 2018
  • Peter
    Re: How Will My Second Job Be Taxed?
    Hi there, i am working permanent contract which says 37.5 hours weekly and 8.58 per hours .. and i took second job recently…
    11 July 2018
  • TheTaxGuide
    Re: How Will My Second Job Be Taxed?
    LiamD - Your Question:I have two jobs but don’t earn over £11,850 per year so will I still pay tax? As I’m not over the…
    9 July 2018
  • JamieC
    Re: How Will My Second Job Be Taxed?
    I have been offered some temporary work. I work part time 10 hours a week at £9 per hour, the temporary work will be between…
    7 July 2018
  • LiamD
    Re: How Will My Second Job Be Taxed?
    I have two jobs but don’t earn over £11,850 per year so will I still pay tax? As I’m not over the threshold of my tax free…
    7 July 2018
  • TheTaxGuide
    Re: How Will My Second Job Be Taxed?
    Ree - Your Question:I have two jobs, I earn £25,000 in my full time and £6177 in my part time. I have been told that my tax…
    6 July 2018