If you have two jobs, does the second job get taxed more at all, even if the salary of both jobs combined is less than 34k?
(Mr M.Y., 16 March 2011)
Many people seem to think that second jobs are taxed at a higher rate. We have previously received questions regarding the tax treatment of a part-time job if the worker is drawing a private pension (see Is It Worth Taking a Part-Time Job On A Pension?), and much the same principle applies in your case. There is no separate rate of tax for a second job, although this is likely to affect your non-taxable personal allowances, and your tax code.
Non-taxable Personal Allowance
In the first instance, it is important to note that you have one non-taxable personal allowance per year, regardless of the number of jobs you have. For the 2018-19 tax year, this is set at £11,850 if you are under 65 years old. This non-taxable allowance will apply to just one of your jobs. As such, you will probably receive your allowance on your first job, meaning that the first £11,850 earned from this source will be free from tax. However, once you have used that allowance, all other income will be taxed at the normal rate.
You have mentioned that your combined salary is less than £34,000. For the 2018-19 tax year, the earnings threshold for the basic tax bracket is £46,351. As such, if your total income is less than this, it will all attract income tax at a rate of 20% for this tax year. You should also remember that you will almost certainly be liable for National Insurance Contributions, which will be paid at a rate of 12% for annual earnings between £8,424 and £46,350.
Finally, you are likely to find that your tax code changes if you take on a second job. If you will continue to be a basic rate tax payer, your code will change to BR for ‘basic rate’, and will continue to be followed by a number that outlines the way in which your income is taxed. For more information on understanding your tax code, you may wish to read What Is My Tax Code?
I have 2 jobs cleaner at club on a morning on which I don't pay tax but I work at factory on backshift as cleaner and I get hammered on tax is it worth while do the first job at club as I feel it isn't worth it
Lindy - 19-Oct-20 @ 5:52 PM
I am currently an apprentice and I pay NI at code H, my pay is £24,000 a year and I also work 16hrs a month for a charity role which is also paid at £220pm, how much tax should I e paying? (My collegues are paying around £170pm tax for the same job and salary as me, yet I am paying £380pm tax which is nearly my whole charity role pay pm on top of the tax from my apprenticeship.)
SS - 15-Oct-20 @ 1:20 PM
I have a main job salaried at 18,500 per year and a second job at £6.50 per hour working around 30/40 hours per week. How much roughly should I get taxed?
Ryan - 11-Oct-20 @ 6:45 PM
I will be starting a 24 hr a week job. Plus2nd job at 8 hrs a wk . How much taxwill i pay. Basic rate pay
Bre - 7-Oct-20 @ 8:38 PM
i currently work 40 hours a week on £20,000 a year, but have taken on part time employment which is 15 hours a week on minumum wage £8.72 per hour. What tax will i pay?
tiff - 8-Sep-20 @ 9:31 AM
I have got a full time job , I earning 33000 a year and I started a part time self employed job last month hoping to earn 10,000 a year how much tax and NI will pay in my self employed job
ade - 25-Aug-20 @ 7:31 AM
Hi Ihave 2 jobs my first job I get paid 1150 second job paid362after tax it is BR tax but I'm sure on both my jobs I am getting taxed to much can you help
Jas - 2-Jul-20 @ 6:20 PM
I currently have a full time job and wonder if I get a second job, is it worth it? If earning under 40k (doing both jobs and still yearly earnings come to a total of less than 40k), will I only be taxed a maximum of 20% on all of my income? or will I be paying more than a total of 20% as i have two jobs? Please clarify as I'm a little confused.
Just to be clear. You can work multiple jobs however will only pay 20% tax on your total earnings if you earn under 43k?
So, if for some reason, I get charged more tax than 20% i can claim back at the end of the tax year? Why would I be on different tax codes? It's so confusing!!
Caramel - 30-May-20 @ 11:21 AM
I'm currently working full-time, as from next week I will be going part-time, and at the same time starting a new part-time job for another company.Separately each job would be below the threshold for student loan repayment, but combined above the threshold.How do I continue my payments. Also what would my tax code be going forward.
Dee - 6-May-20 @ 1:54 PM
Hi I have been offered two jobs and want to work out if I accept what would I be taxed or what will I take home after tax and NI. First job is 30k per year and the second is 10k per year. Can you please advise how this works please.
Kel - 20-Apr-20 @ 12:14 PM
I have a job at the moment earning about 5k a year . If I get another job earning about 1000 a year both as part time . Will it affect my tax if I take on another job even though both are under 12k ? Can anyone help ?
Kt - 2-Apr-20 @ 5:28 PM
I worked 48 hours a wk but hey paid for 44 hours a wk iv been offered a second job but only on bank would I have to pay tax on both and would j have to pay 20% on my second job even though its bank work
Leelee - 29-Nov-19 @ 11:47 AM
Hi guys I have just started my second job my 1st job I work 21 hours at 8.35 an hour also my other job I work 35 hours and 8.50 and hour plus 400 for sleeps how will my tax work out thanks
Terri2019 - 8-Nov-19 @ 6:05 PM
I’m doing a Cleaning job 10hrs a week I be taking on a second job 12 hrs a week both job pay 8.21 hr how much will I get taxed from second job
Tay - 6-Nov-19 @ 8:57 PM
Hi, thanks in advance for your help!
My first job pays 18k annually (approx 1300 a month), my second, that I'm starting next week, will pay me about 3k (approx 500 a month) annually. Any idea how much I'll get taxed in total?
Dan17 - 25-Oct-19 @ 12:23 PM
I am a director of my husband's company getting paid £1500 per month. I would like to have a casual 25hr job at 8.60 per hour. Would my husband's company pay tax or would it be my second job?
Cherral - 16-Oct-19 @ 11:15 AM
I have two part time jobs 1st job 18hrs a week at £8.21 2nd job 12hrs a week at £8.65 an hour, both paid monthly... Anybody any idea what the tax and ni may work out at?
Lazarus - 1-Oct-19 @ 7:51 PM
I have been looking for a cleaning job two hours on a morning and two on an evening. I'm on working tax credits. I have been offered the hours with two different companies so will be classed as having two jobs. How will this effect me with tax credits and the amount of tax i pay as its working ten hours with one company and ten hours with another
leigh - 26-Sep-19 @ 4:44 PM
I have 2 jobs - 1 full time (my main job) through an employer that pays me £80k a year, then I have another, which is more like a freelance work I do online for which I get paid roughly £30k a year - can you please help me work out my tax and NI. Also any advise in terms of setting it up so I dont have any surprises with HMRC later on?
mac - 9-Sep-19 @ 9:44 PM
I'm an apprentice earning £8,482 a year.I also have a second job, 5 hours a week, earning £2,000 a year.As both wages total 10,482, bellow my personal allowance, do I still have to pay tax on the second job?
Chris - 8-Sep-19 @ 8:18 PM
Good afternoon, I have two full time jobs one 25,272 per year and second 24,591£ how much tax I pay in one year? . Thank you .
Laura - 7-Sep-19 @ 3:45 PM
I work full time and earn approximately £61k a year. I recently started a small business which could pay me up to an extra £250 week depending on hours worked.
How much tax/ni do i have to pay on this?
Komo - 29-Aug-19 @ 10:37 PM
Hi if I work for 2 agency. One job is 40 hour per week and other is 12 or 20 hours per week,only for one week it will be. what tax I will pay? What are my best options ?
Oky - 7-Aug-19 @ 9:44 AM
I have main job at 24 hours a week and earn £198 a week if I take on a 2nd job at 10 hours a week at £9.04 an hour how much tax or insurance would I pay 2nd job is monthly paid 1st job is weekly paid
Jo-jo - 3-Aug-19 @ 7:53 PM
my son is at uni and works on a sat for 8 hrs, he has just started a full time summer job until uni goes back and has been taxed, (he is keeping on his pt job as well as his ft job) will he get his tax back after he has finished the ft job in sept
vic - 4-Jul-19 @ 8:53 PM
Hi, I've recently been offered 2 part time positions (very similar roles) and am wondering if I could accept both offers?In theory I'll have 30mins travel time from one job to the next but it could work out.Each post is only 17.5hrs so equates to one full time post really but in 2 different schools in neighbouring boroughs.Anyone know the tax implications?
Jane - 4-Jul-19 @ 2:11 PM
Hi I have recently left my job to do some ad hoc work on a self employed basis. Working 1-2 days a week, work isn’t always guaranteed. Therefore I have stayed as a bank worker at my old job this month I have just one 6 hour shift do I pay BR tax on this or do I only pay tax if I go over the 2019 tax thershold?
Nat - 5-Jun-19 @ 7:55 PM
I work 24 hrs per week at £11ph
If I get another job working 16hrs per month at £12ph
What will my tax be on the second job?
Bex - 30-May-19 @ 9:57 AM
Hi my first job is 10 hours a week .have been doing 2nd job for nearly 2 months at 17 .5 hours a week both 8.21 an hour. I was taxed on my first months wage from 2nd job is this right
Basher - 28-May-19 @ 1:40 PM
Hi if I work from to different agencyone job is about 12 hrs and 2nd job 16hrs per week and pay rate is £7.8 an hr.how much tax I have to pay.