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How Will My Second Job Be Taxed?

By: J.A.J Aaronson - Updated: 18 Jan 2018 | comments*Discuss
 
Tax Second Job Tax Code Income National

Q.

If you have two jobs, does the second job get taxed more at all, even if the salary of both jobs combined is less than 34k?

(Mr M.Y., 16 March 2011)

A.

Many people seem to think that second jobs are taxed at a higher rate. We have previously received questions regarding the tax treatment of a part-time job if the worker is drawing a private pension (see Is It Worth Taking a Part-Time Job On A Pension?), and much the same principle applies in your case. There is no separate rate of tax for a second job, although this is likely to affect your non-taxable personal allowances, and your tax code.

Non-taxable Personal Allowance

In the first instance, it is important to note that you have one non-taxable personal allowance per year, regardless of the number of jobs you have. For the 2015-16 tax year, this is set at £11,000 if you are under 65 years old. This non-taxable allowance will apply to just one of your jobs. As such, you will probably receive your allowance on your first job, meaning that the first £11,000 earned from this source will be free from tax. However, once you have used that allowance, all other income will be taxed at the normal rate.

Earnings Threshold

You have mentioned that your combined salary is less than £34,000. For the 2016-17 tax year, the earnings threshold for the basic tax bracket is £43,000. As such, if your total income is less than this, it will all attract income tax at a rate of 20% for this tax year. You should also remember that you will almost certainly be liable for National Insurance Contributions, which will be paid at a rate of 12% for earnings above £155 per week.

Finally, you are likely to find that your tax code changes if you take on a second job. If you will continue to be a basic rate tax payer, your code will change to BR for ‘basic rate’, and will continue to be followed by a number that outlines the way in which your income is taxed. For more information on understanding your tax code, you may wish to read What Is My Tax Code?

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[Add a Comment]
Hello. I have one question. I already work for @ 21.000 pounds per year. I want a second job, wich is @4.500 pounds per year, both before tax. Can someone tell me how will the tax work for these jobs,pleasa. Thank you
daniel - 18-Jan-18 @ 9:59 PM
I have two jobs, one £15,000 (before tax) per annum and a second £3,000 (before tax.) I have been emergency taxed for my main, full time job since August. I have called the tax office and been advised that I need a P45 form from my previous employer to get a tax refund for the months I have been emergency taxed. I obviously cannot get a P45 form as I still work part time for my previous employer. Is there any way to get around this?
Tanya - 18-Jan-18 @ 9:15 AM
JPK200 - Your Question:
I work two jobs, I am an apprentice at one job earning £606 pcm & £34 per week at my second job (standard employee). Therefore earning £9040 in total across both jobs, will I have to pay any tax at all?

Our Response:
Unless you earn over £11,500 per annum, you would not have to pay any tax.
TheTaxGuide - 16-Jan-18 @ 2:59 PM
I work two jobs, I am an apprentice at one job earning £606 pcm & £34 per week at my second job (standard employee). Therefore earning £9040 in total across both jobs, will i have to pay any tax at all?
JPK200 - 15-Jan-18 @ 9:51 PM
Mejulie- Your Question:
My daughter is 20 and is starting a ta job which is 17.5 hrs a week and also does a sat part time job which is 8 hrs so a total of 25 hrs will she pay emergency tax because she has two part time jobs or pay more tax Many thanks

Our Response:
She will not have to pay more tax because she has two jobs, she will still pay the standard tax of 20% (if she earns over £11,500 per annum). If she has to pay emergency tax, she will be able to claim this back.
TheTaxGuide - 15-Jan-18 @ 2:50 PM
Hi, am employed full time, have just trained as a therapist and want to work alongside my current job hoping to build up a practice. Currently earn approx £30k and would be self employed as a therapist. Will be letting HMRC know but could you guide me on tax etc please?
Margs11 - 15-Jan-18 @ 7:44 AM
My daughter is 20 and is starting a ta job which is 17.5 hrs a week and also does a sat part time job which is 8 hrs so a total of 25 hrs will she pay emergency tax because she has two part time jobs or pay more tax Many thanks
Mejulie - 13-Jan-18 @ 11:27 AM
Hello i Have full time job and i get 1380 per month now i want take second job for my days off for only one month how that look if i get extra 250 pound will be 20% tax and how make that proply to dont have many complication and what to do to get my old tax code after that
Michal222 - 12-Jan-18 @ 8:17 PM
Skint.- Your Question:
Hello, currently iam employed on a zero hr contract but my employer has no work for the foreseeable future. Iam stuck in the contract because if I terminate within a certain period then the company want me to pay back all the training costs they invested in me, this would be thousands of pounds. So I cannot get my P45 released. If I take a second job and pay BR straight away, While earning nothing in my primary job then will I recieve the 20% personal allowance back?Thank you.

Our Response:
You would need to speak to ACAS directly about this - your employer cannot hold you responsible to pay back training costs on a zero hour contract. In the first instance, I would read the terms of your contract and contact ACAS in order to explore your options and rights.
TheTaxGuide - 12-Jan-18 @ 12:41 PM
Hello, currently iam employed on a zero hr contract but my employer has no work for the foreseeable future. Iam stuck in the contract because if i terminate within a certain period then the company want me to pay back all the training costs they invested in me, this would be thousands of pounds. So i cannot get my P45 released. If i take a second job and pay BR straight away, While earning nothing in my primary job then will i recieve the 20% personal allowance back? Thank you.
Skint. - 9-Jan-18 @ 11:44 PM
@ps - it depends on what your contract says regarding 'other employment'.
PlanB - 8-Jan-18 @ 11:35 AM
Hi, I am looking at possibly starting a management company, but am currently employed and earn over £60,000 per annun. I will stay employed as my primary income but can I also go self employed / sole trader without notifying my current employer? the 2nd income would hopefully bring an initial £15,000 to £25,000 per annun. Thanks
ps - 7-Jan-18 @ 8:09 PM
Bettyboosx - Your Question:
Currently working part time and make £585 a month, taking on a second job at £93 a week, will I pay high tax for the two jobs? Or does the £11,000 a year come into play? Help!

Our Response:
You will still be granted your £11,500 annual tax allowance. Anything above earnings of £11,500 will be taxed at 20% basic rate tax. Only if you earn over £45,001 per annum will you be taxed at the higher rate of 40%.
TheTaxGuide - 4-Jan-18 @ 2:00 PM
Currently working part time and make £585 a month, taking on a second job at £93 a week, will I pay high tax for the two jobs? Or does the £11,000 a year come into play? Help!
Bettyboosx - 4-Jan-18 @ 12:12 AM
Hi I am currently earning £1440 per month and this is a full time job, 37 hours per week. On top of that, I am considering to apply for a Saturday job which is 3.75 hours per week and will pay £120 per month. How much extra tax would I need to pay?
Sandz - 30-Dec-17 @ 6:52 PM
If I earn 8000 a year from my 1st job. Would my second job income count in that 11000 tax free(as long as it does not exceeds it)?
Laila - 29-Dec-17 @ 10:52 PM
Hi ya I just want to ask I want to start 2nd job I have already a job which year earning around £17000 if I start 2nd job part time so is BR 2 will b apply or not ?
Mani - 28-Dec-17 @ 7:11 AM
Witam mam pytanie.Mam pierwsza prace w której zarabiam Ok 9000 £ teraz podjelam druga w której zarobie Ok £4000.Lacznie Ok 13000.Interesuje mnie kwestia podatku czy moge przeniesc kwote wolna od podatku która pozostanie mi z pierwszej pracy do drugiej?wyczytalam ze moge to zrobic i podatek bedzie pobierany tylko od reszty która przekrocze
Anna - 26-Dec-17 @ 8:46 PM
@jacob2012 - you will pay tax on this amount. You do not have to do anything, just make sure you check whether your tax code is correct when you get your first wage slip as you don't want to be paying too much tax.
ReaU - 19-Dec-17 @ 2:01 PM
Hi im pick up just over£1000 per month on first job and would like to work 16 hrs on new job which is minimum wage for £120 a week will I pay tax on this and do I need to inform anyone or will employer do this for me thanks
jacob2012 - 19-Dec-17 @ 7:29 AM
Hi, Quick question. Got 2 jobs. Employment date will start on Tuesday 19th December 2017. I will get paid monthly but how soon will I get a letter that I will be taxed for my second job? Within a week or something? Because I want to pay the right amount hence why I'm asking. Below are the annual wage figures. Job 1: £8640. Job 2: £10,080. Please let me know soon. Thanks.
OKay - 17-Dec-17 @ 3:59 PM
Zak - Your Question:
My previous job was £1500 monthly and I use to pay high tax. My current job is now £230 as I work with an agency so they take a cut for my holiday pay. They have put me on emergency tax as they don’t have my p45 details. If I send them my details will my tax be lower as I am still getting charged tax £40 even though I’m getting paid not much.

Our Response:
Yes, once HMRC have received the information needed your code will be changed and you will be able to claim the overpayment back.
TheTaxGuide - 15-Dec-17 @ 3:39 PM
My previous job was £1500 monthly and I use to pay high tax. My current job is now £230 as I work with an agency so they take a cut for my holiday pay. They have put me on emergency tax as they don’t have my p45 details. If I send them my details will my tax be lower as I am still getting charged tax £40 even though I’m getting paid not much.
Zak - 14-Dec-17 @ 10:30 PM
Cat82 - Your Question:
I earn 258 a month on my first job. And 440 a month on my second job after tax, because on my second job they are taxing me nearly 70 pounds a month! What can I do?

Our Response:
You can ring HMRC directly who will look at and rectify your tax code.
TheTaxGuide - 12-Dec-17 @ 2:05 PM
I earn 258 a month on my first job. And 440 a month on my second job after tax,because on my second job they are taxing me nearly 70 pounds a month!What can I do?
Cat82 - 11-Dec-17 @ 6:58 PM
Hello , I would Like to enquire about how much I would likely to get taxed, if I took a second job! My current monthly income £1579.00 gross, for 37.5 hours! If I work 13 hrs in a second job pay rate £8.00 per hour, how much tax and NI would be deducted please? thanks Zarina
Zara - 3-Dec-17 @ 6:52 PM
I work full time and get paid weekly ,to earn a bit extra I’m going to be working for next 6 weeks in a Xmas job which pays monthly will I get taxed on each job or will all my tax come out of one?
bmavfc - 22-Nov-17 @ 4:21 PM
I am going to be working 2 part time jobs (10 hrs and 12hrs) totalling 22hrs a week. I know what i will make before any tax and ni. Wages will be less than £175 per week from both jobs amd less than 10,000 peryear. I am looking to see if i can work out how much tax and ni will be deducted if any.
Nicola - 21-Nov-17 @ 1:52 PM
hannah99 - Your Question:
Hi,I’m a student with two casual jobs. The two wages combined come nowhere near the personal allowanceBut I got taxed 20% on the second job,Can I claim this back at all?If not Can I swap the two around, so I pay tax on the other job instead?

Our Response:
You can claim it back. You would have to contact HMRC directly. At the same time, you can ask advice regarding what would be the best job to have listed as your main job.
TheTaxGuide - 21-Nov-17 @ 12:34 PM
Hi, last year I was working and paying paye, and also registered as self employed to work with someone needing additional support. This lasted a few short weeks and I earnt £408 in all. I've just done my self assessment and been calculated that I need to pay £259 by end of January. This seems an awful lot to me, so would be grateful for any advice. Many thanks
Grandma - 19-Nov-17 @ 11:02 AM
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Latest Comments
  • daniel
    Re: How Will My Second Job Be Taxed?
    Hello. I have one question. I already work for @ 21.000 pounds per year. I want a second job, wich is @4.500 pounds per year,…
    18 January 2018
  • Tanya
    Re: How Will My Second Job Be Taxed?
    I have two jobs, one £15,000 (before tax) per annum and a second £3,000 (before tax.) I have been emergency taxed for my…
    18 January 2018
  • TheTaxGuide
    Re: How Will My Second Job Be Taxed?
    JPK200 - Your Question:I work two jobs, I am an apprentice at one job earning £606 pcm & £34 per week at my second job…
    16 January 2018
  • JPK200
    Re: How Will My Second Job Be Taxed?
    I work two jobs, I am an apprentice at one job earning £606 pcm & £34 per week at my second job (standard employee).…
    15 January 2018
  • TheTaxGuide
    Re: How Will My Second Job Be Taxed?
    Mejulie - Your Question:My daughter is 20 and is starting a ta job which is 17.5 hrs a week and also does a sat part time job…
    15 January 2018
  • Margs11
    Re: How Will My Second Job Be Taxed?
    Hi, am employed full time, have just trained as a therapist and want to work alongside my current job hoping to build up a…
    15 January 2018
  • Mejulie
    Re: How Will My Second Job Be Taxed?
    My daughter is 20 and is starting a ta job which is 17.5 hrs a week and also does a sat part time job which is 8 hrs so a…
    13 January 2018
  • Michal222
    Re: How Will My Second Job Be Taxed?
    Hello i Have full time job and i get 1380 per month now i want take second job for my days off for only one month how that…
    12 January 2018
  • TheTaxGuide
    Re: How Will My Second Job Be Taxed?
    Skint. - Your Question:Hello, currently iam employed on a zero hr contract but my employer has no work for the foreseeable…
    12 January 2018
  • Skint.
    Re: How Will My Second Job Be Taxed?
    Hello, currently iam employed on a zero hr contract but my employer has no work for the foreseeable future. Iam stuck in the…
    9 January 2018
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