Pensions
Below are our 14 articles in the 'pensions' category:
In the majority of cases those who are offered occupational pension schemes will, and should, take them. They tend to offer the best available deal from a financial point of view, and also represent ...
In recent years there has been something of a panic on the part of employers as they frantically attempt to reduce new employees’ access to final salary pension schemes. Under a final salary scheme ...
Broadly speaking pension schemes can be split into two categories: defined benefit schemes and defined contribution schemes. Today, the majority of available pension schemes fall into the latter ...
Many employers offer some sort of pension scheme as an incentive to their employees. In many cases this is a deciding factor in the choice of whether or not an individual chooses to work for a ...
The State Earnings-Related Pension Scheme or SERPS, was a pension scheme which ran until April 2002. The purpose of SERPS was to supplement the basic state pension with a second scheme, directly ...
Once you reach retirement (or the date at which payments start if this is different) your pension will be described as being ‘in payment’. From this point you will receive regular payments of your ...
Depending on an individual’s job they may begin contributing to a pension fund early in their life. Indeed, many people begin contributing to occupational funds from the time that they start their ...
The government spend considerable amounts of time devising schemes that will encourage individuals to save money in personal or company pension schemes. It is generally accepted that on its own, the ...
Traditionally individuals would join a company and many would remain in the same organisation for the entirety of their working life. If they had they option and inclination to do so, they would ...
Pension schemes are to many people, a benefit available only to those who are in regular, ‘traditional’ employment. Many of these individuals have access to so-called occupational pension schemes, in ...
The choice of available pension plans can be overwhelming, particularly if your employer does not offer a single occupational scheme. However, if you are a company director or an executive partner, ...
For the majority of tax-payers in Britain the tax system is something for which little or no thought is required; most of those who pay tax do so through the Pay As You Earn, or PAYE, system, which ...
One of the government’s top financial priorities is to give individuals access to affordable secure pension schemes. This priority has been the subject of considerable thought in recent times, in the ...
Once retirement age is reached every qualifying British citizen is entitled to the Basic State Pension. This is a regular payment made direct to individuals by the Exchequer, and is designed to act ...
