Pensions...
Below are our articles on the subject of Pensions. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Approved and Unapproved Schemes
In the majority of cases, those who are offered occupational pension schemes will, and should, take them. They tend to offer the best available deal from a financial...
Defined Benefit Schemes
In recent years, there has been something of a panic on the part of employers as they frantically attempt to reduce new employees’ access to final salary pension...
Defined Contribution Schemes
Broadly speaking pension schemes can be split into two categories: defined benefit schemes and defined contribution schemes. Today, the majority of available pension...
Group Personal Pensions
Many employers offer some sort of pension scheme as an incentive to their employees. In many cases, this is a deciding factor in the choice of whether or not an...
Opting Out of State Earning Related Pensions
The State Earnings-Related Pension Scheme or SERPS, was a pension scheme which ran until April 2002. The purpose of SERPS was to supplement the...
Payment of Pensions
Once you reach retirement (or the date at which payments start if this is different) your pension will be described as being ‘in payment’. From this point, you will...
Pension Provisions for Dependants
Depending on an individual’s job they may begin contributing to a pension fund early in their life. Indeed, many people begin contributing to occupational funds from...
Pension Tax Relief
The government spends considerable amounts of time devising schemes that will encourage individuals to save money in personal or company pension schemes. It is...
Pensions And Changing Employment
Traditionally individuals would join a company and many would remain in the same organisation for the entirety of their working life. If they had the option and...
Personal Pension Schemes
Many workers have access to so-called occupational pension schemes, in which the employer makes contributions in addition to those being taken from the employee’s...
Small Self-Administered Pension Schemes
The choice of available pension plans can be overwhelming, particularly if your employer does not offer a single occupational scheme. However, if...
Understanding Stakeholder Pensions
One of the government’s top financial priorities is to give individuals access to affordable secure pension schemes. This priority has been the subject of c...
Why Join a Pension Scheme?
Once retirement age is reached, every qualifying British citizen is entitled to the Basic State Pension. This is a regular payment made direct to individuals by the...
