If you have two jobs, does the second job get taxed more at all, even if the salary of both jobs combined is less than 34k?
Many people seem to think that second jobs are taxed at a higher rate. We have previously received questions regarding the tax treatment of a part-time job if the worker is drawing a private pension (see Is It Worth Taking a Part-Time Job On A Pension?), and much the same principle applies in your case. There is no separate rate of tax for a second job, although this is likely to affect your non-taxable personal allowances, and your tax code.
If you're confused about how your personal allowance has been split between your jobs, you can check what your tax code means using our free Tax Code Explainer.
Non-taxable Personal Allowance
In the first instance, it is important to note that you have one non-taxable personal allowance per year, regardless of the number of jobs you have. For the 2025-26 tax year, this is set at £12,570. This non-taxable allowance will apply to just one of your jobs. As such, you will probably receive your allowance on your first job, meaning that the first £12,570 earned from this source will be free from tax. However, once you have used that allowance, all other income will be taxed at the normal rate.

Enter your salary and get a clear breakdown of your income tax, National Insurance, and take-home pay for the 2025/26 tax year. See exactly where your money goes.
Try our Income Tax Calculator free, here on this site →Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.
Earnings Threshold
You have mentioned that your combined salary is less than £34,000. For the 2025-26 tax year, the earnings threshold for the basic tax bracket is £50,270. As such, if your total income is less than this, it will all attract income tax at a rate of 20% for this tax year. You should also remember that you will almost certainly be liable for National Insurance Contributions, which will be paid at a rate of 12% for annual earnings between £12,571 and £50,270.
Finally, you are likely to find that your tax code changes if you take on a second job. If you will continue to be a basic rate tax payer, your code will change to BR for 'basic rate', which means all income from that job is taxed at the basic rate. For more information on understanding your tax code, you may wish to read What Is My Tax Code?
This could happen if HMRC hasn't properly split your personal allowance between your two jobs, or if they think you owe tax from a previous year. I'd strongly recommend calling HMRC on 0300 200 3300 to check your tax codes for both jobs. They can usually sort this out quickly over the phone and arrange a refund if you've overpaid. Your apprentice status shouldn't affect your tax rate, just your NI contributions.
Just to be clear. You can work multiple jobs however will only pay 20% tax on your total earnings if you earn under 43k?
So, if for some reason, I get charged more tax than 20% i can claim back at the end of the tax year? Why would I be on different tax codes? It's so confusing!!
Many thanks
My first job pays 18k annually (approx 1300 a month), my second, that I'm starting next week, will pay me about 3k (approx 500 a month) annually. Any idea how much I'll get taxed in total?
I have 2 jobs - 1 full time (my main job) through an employer that pays me £80k a year, then I have another, which is more like a freelance work I do online for which I get paid roughly £30k a year - can you please help me work out my tax and NI. Also any advise in terms of setting it up so I dont have any surprises with HMRC later on?
Cheers
How much tax/ni do i have to pay on this?
If I get another job working 16hrs per month at £12ph
What will my tax be on the second job?
but work can be unpredictable
so I am thinking of taking on a second job
Will I pay at a higher rate or should I go limited company
What are my best options ?
I have been approached to do some similar part-time work for another organisation on my days off and evenings which would be great extra income, trouble is this would push me into higher rate earnings and tax.
A friend said I could set myself up as self employed for this work and pay a lower rate of tax on that money ? I don't want to evade tax but simply make use of any legitimate tax efficient ways.
Will I pay 20% tax on all of the second job earnings or just the amount it takes me over ie: £550?
Thank you
I have just been offered extra work of 3 - 6 hours a month earning between £50 and £100 per month.....this is not regular work and as and when I am needed....does this need to be declared?
Thanks
Recently i got two part time jobs (10/11hours the first job and 25 hours the second one) working in total less than 37 hour per week. Will i get tax on my second job? Will i be affect tax on both jobs?
Ps. The annual salary should be a bit more than 12.500£.
If not, what is the right tax code for me?
If anyone could help me figure this out it would be of huge help!
I have full time job plus extra part time if I will start working for agency tax for one of my extra jobs will b change for 40%?
I was wondering if you could shed any light as to how my tax will be calculated across both incomes for those three months.
Any help would really be appreciated.
Richard.
Thanks
EB
How much am I likely to be taxed on my second job ?
At the moment I don't get taxed on my first job because it is under the allowance.
Can someone explain in simple terms what I am likely to have to pay in tax if taking on this second job (slightly thick when it comes to things like this).
Thanks.
my 1st job gives me £21,800 a year before tax.
my 2nd job if i take it would give me £10,560 a year before tax.
how do i know what i'll be paying out?
i get easily confused looking at comparison sites and just want a simple breakdown. i don't want to work every weekend for £880 a month just to lose loads on tax.
please help...in desperate need of it!
I think This shouldn’t take me over my tax threshold, if this is the case what tax code should I have on my temporary work?
Will I be taxed for both or just my fulltime?
I'm a single mum of 2 and am finding it hard to find work that works around my life.
Iv been thinking of getting 2 part time jobs both being around 10 hours pw .
How would I be taxed on these jobs please is it worth it
Thanks
1. Which one of the two jobs would be classed as my main job? the higher paying job to me will be my main job as the 23K is part time and would be the second job.
2. I read somewhere if you have two jobs you get 2 separate tax codes. Would I be able to have the higher paying job as the one with the personal allowance? Ie. Tax code with L for the higher paying job and tax code with BR for the second part time or would they both be BR? If not BR for both what would they be?
3. Lastly is there a way to choose which job stays with the normal tax code that has L? As I would like my new job to be the main source of income and prefer that to have the personal allowance.
Would appreciate any answers as the HMRC line is a mission to actually speak to a human being.
Thank you
Thanks.
i am currently working full time and getting paid 31,000 per year .
i am planning of tarting a second job from which i will be getting paid around 10 000 per year .So what i am confused is that most that i wrote online says 'For the 2018-19 tax year, the earnings threshold for the basic tax bracket is £46,351 ' ,but when you check the government website it says 34,000 so i am not sure which one is the correct amount ,as if the one with 46 000 is correct means with both jobs i will still be paying 20% tax ,can you help explaining which one is correct?
also does it metter if the second job is as employee or self employee ?
thank you
i also get child tax credit
Thanks
I currently have a Saturday job where I get £5,789.
I will be starting a full-time job Monday-friday where the pay is £27,000.
Will I be taxed BR for the full time role or the Saturday role? What is the best way to go about it so that I'm not paying the 20% for the full time role.
Thanks
Job just insurance but I do get taxed from my main full time job my combine income is 28-30 k a year before tax but I’m getting taxed just from
My full time is that ok ?
I earn £22.039 on my main job. I have a second job where my earning differ each month.
my second job didn't pay me for the first few months so i have received a larger then normal amount of £1670 but after tax been paid only £740.14
Is this right? or are they assuming i will be paid this every month which brings me over the threshold.
To top it off i also received a bonus in my main job in the same month of over £500 but seem to be taking home £70 extra.
On my second job I work 10 hrs a week
Do I pay tax on the second job
What I want to know is , after , my first tax code he will change as well or will be the same 1150L W1/M1?
Thank you!
Please can someone advise how legally this needs to be declared if I decided to take up the offer.
Thanks
I get around £15,600 per year with this job,I want to get a second job but only as a bank staff so I will be working only few hours a months depends on how many hours will be there available for me. How much will I be taxed for the second job?
Thank you for any help.
Kind regards
Job 2 earns me£ 6400 how will it affect my tax and in how much will i be paying is the remainder of my tax free allowance transferable to job 2
I have 2 jobs ,should the tax code on my first job be 1150 on my wage slip and BR on my other ???...my main job currently has a tax code of 226 ??
My tax code is 1150L.
Which option will tax me more?
1: Do One job and get 23000 a year
Or
2:Do 2 jobs get 23000 a year (11500 each).
Is the tax man will tax me more because i work for 2 companies even though i will be earning the same amount as if i was working with one company?
Please let me understand this puzzle.
Kind regards
Thanks in advance
and I am looking in to a 2nd job but self employed of a yearly income of 12480
So how mush would my yearly take home be for both jobs
thank you.
I have a limited company and withdraw dividened and monthly salary from it. Dividened is approx GBP 20000 and salary 10,000 GBP.
Now, I am getting a part time job which will pay me around 1500 GBP per month but as PAYEE. How will this impact my taxes and NI.
Regards
full time - £18,775
Part-time- £8,448
How much tax would It pay?
I have called the tax office and been advised that I need a P45 form from my previous employer to get a tax refund for the months I have been emergency taxed.
I obviously cannot get a P45 form as I still work part time for my previous employer. Is there any way to get around this?
Currently earn approx £30k and would be self employed as a therapist. Will be letting HMRC know but could you guide me on tax etc please?
Many thanks
I am looking at possibly starting a management company, but am currently employed and earn over £60,000 per annun. I will stay employed as my primary income but can I also go self employed / sole trader without notifying my current employer? the 2nd income would hopefully bring an initial £15,000 to £25,000 per annun.
Thanks
Would my second job income count in that 11000 tax free(as long as it does not exceeds it)?
Quick question. Got 2 jobs. Employment date will start on Tuesday 19th December 2017. I will get paid monthly but how soon will I get a letter that I will be taxed for my second job? Within a week or something? Because I want to pay the right amount hence why I'm asking. Below are the annual wage figures.
Job 1: £8640.
Job 2: £10,080.
Please let me know soon. Thanks.
I would Like to enquire about how much I would likely to get taxed, if I took a second job! My current monthly income £1579.00 gross, for 37.5 hours!
If I work 13 hrs in a second job pay rate £8.00 per hour, how much tax and NI would be deducted please?
thanks
Zarina
I am looking to see if i can work out how much tax and ni will be deducted if any.
I’m a student with two casual jobs.
The two wages combined come nowhere near the personal allowance
But I got taxed 20% on the second job,
Can I claim this back at all?
If not Can I swap the two around, so I pay tax on the other job instead?
Could you let me know how much tax I will should pay a month.
I have just started a part time job working 6 hours a week @ £8ph doing a friend's accounts, my tax code is 1150L. I have also been approached re a full time job I applied for a few months ago and can comfortably work both. How does this affect me? I'm a little confused as my second job will pay more than my first. Will I overpay tax and need to apply for a refund?
I would like some advise.
I have a main job where I earn 29k per year. But since I work only a few days a month and work mostly from home. I want a second job.
I have been offered jobs from 25k to 30k plus.
Can my second job be just put on a BR tax code?
Would I be expected to pay a higher rate of tax automatically?
Currently I have a part time job which has put me on a 985L
I believe I am paying to much tax. Would I be entitled to a refund at the end of the year?
Will just stay on the 985L tax code
Meaning I will only get paid per year £6,600, will I get taxed on this? Thanks
I just want to get this right
My first job is £22000 a year
My second job is £9,836.4 a year
All total £31,836.4 before tax
Then I’ll pay tax from £31,836.4 (20%)
Which is will be £ 6,367.28
I’ll end up with £ 25,469.12
Is this right ..?
I currently am for my 3rd job but not sure if I should be
Thanks
I am aware that earnings over £47000 are taxed at 40% but have been told that the whole of one of these two incomes will be taxed at 40% rather than just the £8000 that I am earning over the threshold. Is this correct?
£45,000 gross from both jobs, then you will pay 20% tax on your gross earnings. If you earn £45,001 gross, then you will put you in the 40% tax bracket.
Im considering getting a 2nd job to pay off a few loans eondeting if its worthwhile.
Main job earns 34808 gross
Aim to find p/time job earning £450pm after tax.
How much tax ill i need to pay for 2nd job?
The tax office told me to fill in a p46 but that form does not include theze details
Thank you
I pay the lower threshold (20%) for my one and only job. However I will be getting paid next month for a one off job (I will only be paid around £100).
Will I be charged 20% tax for the one of job? Will it effect my tax for my one and only job - basically will HMRC mess it up and tax me more than the normal 20%?
Thanks
My partner is self employed as a main job and is thinking of taking a second job where his taxes and contributions will be debited directly from his wages. what percentage of his income can he expect to be deducted for taxes and social security and what influence will this have on his main self employed job tax credit? Thanks F.
Thanks
I have been thinking of doing a little job in the evening earning around £30-£50 a week. The lady I would be working for would like me to go self employed. So would I pay tax etc on that small amount each week?!!!!
Thanks
I currently have a second job working sat/sun on 8.45 per hour working 3 hours each day
I have received my latest pay slip with no tax or national insurance payments
I'm currently been working 16 hours week in a shop. But just cut it down to just a 5hour shift as iv taken a second job somewhere else for 12 hours week.
So both job together = 17 hours week
The 12 hour week job has taxed me even though iv said I'm surely not earning enough and said i need to wait for new tax code. Do i need to contact the tax office myself as how are they to know that ok only ding 17 hours and should I have been taxed on my new job
Many thanks for help and advice.
Lizzy
I work 25 hrs in my main job and get £1,000 a month and hope to work 18hrs in a second job and get £162 a week so & 648 a month. With both jobs combined can you please work out how much tax and NI I will be paying?
Thanks :D
If I had my main job 18 hours a week earning 9132 and one working 16 hours earning 5546 so overall 14,678 how much would I be taxed?
Thinking of working 2 jobs as opposed to the main one working 30 hours (due to new opportunity)
I have my figures showing annually the first is working 30 hours is 15220.80 from this monthly take home is 1135.82 being taxed approx 62 a month (annual tax approx 744.16)
With the two jobs it'll be annually 14678. Monthly take home approx 1105.06 being taxed approx 52 a month (annual tax 635.60)
Is that correct? Or near about?
Thanks
Many Thanks
I currently work 39 hours a week and make 22,000. I am looking at taking a part time job at the weekend working max 16 hrs at 7.50 an hour. What would my tax code be and how much would be taken off each pay? Is it worth it to work extra?
I work full-time in one job and have just taken on a 6-hours per week job at £8.50 p/h - so an extra £200 a month. Will I be taxed on this - and if so, how much? My full time salary is 22200.
According to the UK Tax Calculater link, I shouldn't get taxed on the second job but that sounds too good to be true.
So the combined income is £5847.4. Will he be taxed on his second job? If yes will he get the tax back because he earns less than £11000?
Thanks
What I'd like to know is because it's my second month with two jobs will I get taxed the £700? From my £800 income job? Because it sounds ridiculous to me there will literally be no point in working if I only receive £100 from my £800 job haha
I just got my first payslip(£850.08) from the second job and my TAX code was BR and I had to pay 170.02 in TAX. I'm assuming I shouldn't have payed that much as my combined income is only £3,193.80 above the allowance.
What would you recommend I do in this situation?
Thanks
How do I inform HMRC which one will be main job and which one is the casual one.
I currently work on weekends as a Bank/Casual position at a hospital earning around £140 a weekend. From July 31st I will start a new job, a paid pre registration job for 6 months at Boots where I will get £9250 for 6 months. (It is a 6 months job / training ).
My question is during the training period I will not be working much at my hospital job on weekends, but want to still be employed on the system so that after my training period I have a job to go back to when back at uni.
But will I be taxed on my new Boots job (£9250 for 6 months) if i keep both jobs on the system. Could i select which job is my main job with HRMC because of course I would want boots to be my main job having the allowance and be taxed on the Hospital casual assistant job.
Thank you
Thank you for y
Thanks
I have two jobs my main job I earn £52 k per year and my second job £4,080 per year I pay NI on both jobs , should I be paying NI on second job aswell as main job
I currently work full time 35 hours per week and earn £15k per year. I am thinking of taking on a second part time job but only working 5 hours per week at £7.50 an hour, how much tax will have to pay on my second job. Thank you
Regards,
Could you tell me how much tax I would have to give if I have both jobs.
Is there any point having the sunday job if the tax is too much?
I currently work 37.5hours per week but I am looking to take on a second job for up to 8 hours per week (the two jobs combined will be less than £30,000 per year) do you know roughly how much this would affect me tax wise and whether it would be worth it?:
Thanks in advance
I have recently started a new job which pays 21,000 per year. I have offered to stay on bank at my old place of work, this would be a 0 hours contract just doing the odd shift. Maybe 2 a month. How much tax would I pay for the second job? Would it be 20% tax on the full earnings and would it even be worth my while working the second job?
Thanks
I am starting a new job in a couple of weeks and will be signing off, my new job is 20 hours and will be over my personal allowance. Obviously i want this to be my main job but my casual one currently has my tax code applied to it.
Will i be able to switch my tax code to my new job with it being set hours and more pay? And would there be any benefit of me splitting my tax code so i only pay tax on my main job?
Thanks
thankyou.
I currently work part time and earn £11500 per annum.
I have a second job at weekends (7.5 hours a week). I will receive £65.83 a week from this.
How much will I pay out please in tax and National Insurance etc?
Thank you in advance,
Hana
The current tax year is from 6 April 2014 to 5 April 2015 and the allowance is £10, 000. This non-taxable allowance will apply to just one of your jobs. However, once you have used that allowance, all other income will be taxed at the normal rate. I hope this helps.
I currently work 18.5 hours per week. I am thinking of doing something lile avon where I earn commission. Will I get taxed higher because this will be classed has a second job. There is no guaranteed income
Thanks Joanne
Last year the government legislated that workers will not pay any tax on the first £10,000 of their earnings. It came into force in April this year.
I work a full time job (mon-fri) and a part-time job on Saturday (4 hours)
I earn around £1000 (after tax) a month with my full-time job.
I earn £140 a month with my part-time job
But with my part-time job I don't actually receive any wage because it all goes into being taxed. When I receive my wage slip it reads £0.00!!
Should this be happening? I knew I was going to be taxed at 20% wit working two jobs but I thought I would still receive a wage for the part-time job?
Thanks
Thanks
I get a lot on my second job? Would it be worth my while?
I am currently on £17000, I would like to know if my tax rate would increase if I took a part time bar position?
Working about 2-3 shifts a week @ around £6ph.(would it be worth it?)
Thanks
I'm working 2 jobs. The second job is taxed at the BR rate. I've now got a pay increase in my second job to over £35,000 a year, will i still only pay 20% tax on the BR tax code?
Thank you
Many thanks
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